OSAP/Government Aid


Yes. All OSAP funding will automatically be re-directed to McMaster to pay tuition and supplementary fees. Any funding left over will be deposited to your personal bank account. We recommend applying for OSAP by June 30 to ensure you meet the McMaster fall fee deadline. If OSAP funding does not cover the full cost of your tuition and fees, you are responsible for any outstanding balance on your student account.

A Student Loans and Awards Officer is available to review your submitted OSAP application with you. No appointment is required. Please bring two pieces of government photo ID and your student ID card to discuss personal information.

You must be enrolled in all courses by the add/drop date for that term for the ‘overload’ to be considered as part of the course load on your OSAP application. If you’re intending to complete an overload of courses and require extra funding, you can indicate a course load over 100% on your OSAP application. Course load is calculated per term. Dropping courses after receiving funding can lead to academic progress restrictions and overpayments. If in doubt, drop in for counselling with a Student Loans & Awards Officer for advice.

It may be too early – confirmations of enrolment can be completed within 15 days prior to the study period start date. It may be too late – confirmations of enrolment cannot be completed with less than five days remaining in the study period. Your OSAP application may be incomplete. Your enrolment in Mosaic may not equal the course load percentage you indicated on your OSAP application. You may not be enrolled for all terms indicated on your OSAP application.

No. The Ontario Medical Association stipend will be updated on a your OSAP application by Student Financial Aid & Scholarships.

Apply for OSAP as you normally would, using McMaster University (not your exchange university) as your institution. You will also need to complete and submit an Exchange Program Information Sheet. Fill this out and submit it to Student Financial Aid & Scholarships in GH 108 along with proof of those study dates, as far in advance of your travel as possible.

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