The new school year is fast approaching, and it’s time to start thinking about your financial options.
The Ontario Student Loan Assistance Program (OSAP) is a government aid program that helps students cover the costs of post-secondary education. It offers funding through grants which don’t have to be paid back, and loans, which you’ll pay back once you’re done school.
Not sure if you should apply? In addition to helping you pay for school-related fees, OSAP could also help you access other types of aid & awards. OSAP is one of the ways to demonstrate your financial need and eligibility for need based aid such as bursaries and the work program.
If you aren’t eligible for OSAP or have additional financial need, learn more about your financial support options.
7 things to know to complete your OSAP application
1. It is strongly recommended that you apply and submit all of your required documentation by June 30th. Apply at osap.gov.on.ca by June 30 to guarantee your funding is disbursed at the beginning of the term.
2. To apply, you will need:
- Information about your school and program
- Your SIN (and parents’ or spouse’s SIN,
if applicable) - Your 2023 tax information (and parents’ or spouse’s tax information, if applicable)
3. If you identify as any of the following, you may be eligible for additional funding:
- An Indigenous student
- A student with a disability
- A student that was ever in the permanent care of a Children’s Aid Society or Child and Family Services Agency
4. You will need to upload all of your documents directly to your OSAP application portal. We will not be accepting or processing any OSAP documents received via mail or email. Use the OSAP document uploader to submit your docs. More info on submitting uploading your documents.
5. If you need to make a correction or update to your application after it’s been submitted, you’ll need to complete a change request form.
6. You are responsible for reporting the following income directly in your OSAP application:
- Scholarships, bursaries, and awards
- Government income, such as Employment Insurance, WSIB, Ontario Disability, Ontario Works, Canada Pension Plan, Better Jobs Ontario, Canada-Ontario Job Grant, and some other types
- Employment income (including co-op income)
- Teaching or Research Assistantships
- Child support and/or spousal support
- Rental income
If you receive any of the above after submitting your application, submit a change request form to make the update.
Still have questions about OSAP? Please refer to our website. You may also contact our Student Services Team.